How much will your loan actually cost?

Move the sliders to estimate repayments and total interest. This is a guide only — book a chat for tailored, scenario-specific advice.

$650,000
6.25%
30 yrs
Estimated repayment
$0per month
Loan amount$0
Total interest paid$0
Total to repay$0
Talk to Andy about real rates

Disclaimer: This calculator provides an estimate only and does not constitute a quote, an offer of credit, or financial advice. Actual repayments and rates depend on lender policy, the loan product chosen, and your individual circumstances. Contact us for a personalised assessment.

Quick tips

Three small levers, big long-term impact.

Switch to fortnightly

Paying half your monthly repayment every two weeks means one extra full payment per year — and can shave years off a 30-year mortgage.

Round up your repayment

Even $50 extra per month, paid consistently, can cut tens of thousands of dollars in interest over the life of a loan.

Review every year

Rates and products change. An annual review with us makes sure you're still on the best structure for your goals.